TMS for PTSD
Where TMS stands for post-traumatic stress disorder, FDA clearance and insurance status, what a course involves, and cost.
Updated · Checked by the Covered Mind editorial team against cited sources
Key facts
- Last checked:
- Sources listed: 1
- Reading time: About 1 minute
- FDA status: has not cleared TMS for PTSD
- Coverage: Insurers cover TMS for major depression, not for PTSD alone.
- Cash price: $6,000 to $14,000
| Fact | Value |
|---|---|
| Last checked | |
| Sources listed | 1 |
| Reading time | About 1 minute |
| FDA status | has not cleared TMS for PTSD |
| Coverage | Insurers cover TMS for major depression, not for PTSD alone. |
| Cash price | $6,000 to $14,000 |
What does the evidence say about TMS for PTSD?
TMS (transcranial magnetic stimulation) for PTSD has moderate support: several trials report symptom reduction with right-sided or bilateral stimulation, and the VA has studied it in veterans. The FDA has not cleared TMS for PTSD, so protocols vary between clinics.
See the coverage hub, the TMS hub, and the coverage checker.
Who is a candidate for TMS for PTSD?
Adults with PTSD who have not improved with trauma-focused therapy and medication, especially when depression is also present. The depression indication is usually what qualifies a course for insurance; the clinic may adjust the protocol for PTSD symptoms.
What does TMS for PTSD involve?
The same daily schedule as depression treatment, sometimes with different coil placement. No sedation, no driving restriction.
Read TMS: the complete guide.
Does insurance cover TMS for PTSD, and what does it cost?
Insurers cover TMS for major depression, not for PTSD alone. If you have both, the authorization proceeds under the depression criteria. Cash courses run $6,000 to $14,000.
See TMS coverage, the TMS overview, TMS for depression and Spravato for PTSD.
Related
Checked by the Covered Mind editorial team · · Editorial policy
Cite this
Covered Mind. "TMS for PTSD." https://www.coveredmind.com/conditions/ptsd/tms-therapy. Last checked Sep 1, 2026.
This site provides general information about insurance coverage and treatment options. It is not medical advice, not a guarantee of coverage, and not a substitute for talking with a clinician or your health plan.