Spravato vs TMS: how to choose
Both are FDA approved and insured for treatment-resistant depression. They differ in schedule, side effects, who qualifies, and what maintenance looks like.
Reviewed by Covered Mind clinical editorial team · Sep 1, 2026
The short version
Spravato acts fast and requires ongoing sessions with dissociation and a two-hour observation each time. TMS takes six weeks of short daily visits with no drug effects and often no maintenance for a year or more. Insurance covers both after two failed antidepressants. See the coverage hub, the Spravato hub, and the coverage checker.
Side by side
| | Spravato | TMS | |---|---|---| | Mechanism | Esketamine nasal spray, NMDA receptor | Magnetic stimulation of prefrontal cortex | | Speed of response | Days to 2 weeks | 3 to 4 weeks | | Schedule | 2 per week for a month, then weekly or biweekly ongoing | Daily for 6 weeks plus taper, then usually done | | Visit length | 2.5 hours | 20 to 40 minutes | | Side effects | Dissociation, nausea, blood pressure rise, sedation | Scalp discomfort, headache | | Driving | Not until the next day | No restriction | | Oral antidepressant | Required by most insurers | Not required | | Exclusions | Uncontrolled hypertension, aneurysm, pregnancy, psychosis | Seizure disorder, metal in head | | Insured cost per session | 0 to 50 | 0 to 0 | | Maintenance | Ongoing sessions | Re-treatment only on relapse |
Choose Spravato when
You need a fast response (severe symptoms, suicidal thoughts), you can commit to regular clinic visits with a ride, and you tolerate dissociation. It is also the choice when you cannot have TMS because of metal implants or seizure history.
Choose TMS when
You want a course with an end date, you drive yourself, you prefer no drug effects, or you have cardiovascular issues that make ketamine-type drugs risky. It is also easier to fit around work.
Doing both
Many clinics offer both, and some patients use Spravato for rapid relief while starting TMS for durability. Insurers evaluate each authorization separately; they do not generally pay for both at the same time without a clinical rationale.
Find clinics offering Spravato or TMS, and check your plan on the coverage hub.
Related
Reviewed by Covered Mind clinical editorial team · Sep 1, 2026 · Editorial policy
Cite this
Covered Mind. "Spravato vs TMS: how to choose." https://web-three-tan-98.vercel.app/compare/spravato-vs-tms. Reviewed Sep 1, 2026.
This site provides general information about insurance coverage and treatment options. It is not medical advice, not a guarantee of coverage, and not a substitute for talking with a clinician or your health plan.