What TMS costs in 2026
TMS costs a wide range without insurance. With commercial insurance, patients typically pay a copay or coinsurance per session after deductible; Medicare patients pay 20 percent coinsurance.
Cost per session by plan type
No cost data yet for this combination.
How the numbers work
Billed with CPT 90867 (mapping), 90868 (daily) and 90869 (re-mapping).
Insured cost depends on three things: whether you have met your deductible, whether your plan charges a flat copay or a percentage coinsurance, and your out-of-pocket maximum. TMS involves 36 sessions over 6 to 9 weeks, so many patients reach the maximum within the first month or two, after which sessions are free for the rest of the plan year.
Cost estimates by plan type: .
Check what your plan pays
Common questions
- How much does TMS cost without insurance?
- Prices vary by clinic; ask for a written quote.
- How much does TMS cost with insurance?
- Most plans do not cover TMS (transcranial magnetic stimulation), so the cash price applies.
- Does Medicare cover TMS and what does it cost?
- Medicare does not cover TMS (transcranial magnetic stimulation) for depression.
- How many sessions will I need?
- 36 sessions over 6 to 9 weeks. Multiply the per-session figure by the number of sessions to estimate the full cost, and check your plan's out-of-pocket maximum, which caps what you pay in a year.
- Where is TMS cheapest?
- We publish a metro cost page once at least three clinics in a metro post prices. Check back after the next refresh.
Reviewed by Covered Mind clinical editorial team · Editorial policy